Kotak Mahindra Bank is the 4th largest Private in India.
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Kickstart your career with Kotak Mahindra Bank
Assured Job as a Virtual Relationship Manager
Earn a Certificate from NIIT
Starting Salary of ₹ 3.50 Lakhs CTC* + Incentive.
Walkin as Graduate - Walk out as Virtual Relationship Manager @Kotak Mahindra Bank
- Work with a reputed Bank
- Join as Virtual Relationship Manager at Kotak Mahindra Bank.
- Stipend of ₹ 5,000/- during the Training.
- Starting salary of ₹ 3.50 Lakhs CTC* + Incentive.
- 4 Weeks of Online Training
Program Fee
Rs. 84,000/- ( Excluding GST @ 18% )
For more payment options
Program Content
Understanding VRM role, Banking basics, third-party Products, Winning Mindset.
Professionals Skills, Written, Verbal and Telephonic Communication.
Customer profiling, Customer service and Customer Relationship Management.
Sales process, Influencing, Persuasion, Cross selling, Virtual selling.
Eligibility Criteria & Loan Details
Qualification:
Graduates or Post Graduates from any stream with 50% and above in Graduation
Age: <25 Years
Freshers or Candidates with 0-2 years of Work Experience can apply.
You would NOT be eligible for this program if:
•You have a relative working at Kotak Mahindra Bank in accordance to the relative hiring policy of the Bank. Moreover, if two relatives get selected for the program, candidate with lower assessment score will have to withdraw their application
•You have been subjected to any disciplinary proceedings by your previous employer(s) at any time
•You have ever been proceeded against or convicted under any criminal statutes or in a consumer forum
•Any legal action is pending or proposed to be initiated against you
•Any candidate with relatives working in the bank cannot be considered for hiring if the relationship is falling within the 1st circle of relationship defined below.
Husband/ Wife; Father (Includes stepfather); Mother (Includes stepmother); Son (Includes stepson); Son’s wife/wives; Daughter (Includes stepdaughter); Daughter’s Husband; Brother (Includes stepbrother); Sister (Includes stepsister); Member of HUF
•Please note that no exception should be done for 1st circle and business/ candidate should be informed upfront if any such candidature is identified during the interview/ offer process.
•It is mandatory for all candidates to disclose details of all relatives working in the Bank/under consideration for employment with Bank during offer process in HCM candidate portal. (Even if it is 2nd circle/ any other).
•TA Partners to validate the responses mentioned in the HCM questionnaire. Further probing may be done in case more information is required. If the relationship is falling within the 1st circle defined in policy, candidate cannot be hired and candidature should be dropped.
•A relative of an employee other than the first circle defined in the policy can be hired subject to such candidate not having any reporting relationship with the employee or any other relationship having conflict of interest from the bank’s perspective. Such relationship should be disclosed voluntarily by the employee concerned as soon as it happens/about to happen whichever is earlier.
NOTE:
Shortlisting at any stage during the application or selection process will be done basis Kotak Mahindra Bank criteria. The student's education qualifications and background will be verified by the Kotak Mahindra Bank through an external agency. The details provided by the student at the time of application/selection need to be authentic which are subject to verification. Once the Agency confirms the authenticity of these details only then the candidate will be considered for further process of selection/ employment in the Kotak Mahindra Bank. At the time of joining the Kotak Mahindra Bank, the candidate will have to submit a “self declaration” medical fitness form.
Address Proof/Identity Proof/Signature Proof
Passport
Driving License
Voters Identity Card
NREGA Card
Updated Resume (CV)
Birth Date Proof (Any 1 document)
Passport
Driving License
Birth Certificate
School Leaving Certificate
SSC/HSC Certificate
Election Card/Voter Card
ID Required
PAN Card (Mandatory)
Aadhaar Card issued by UIDAI (Mandatory)
Academic Certificates (All Original Documents)
10th SSC & 12th HSC Mark sheets
Graduation Certificate.
Experience Certificate
Requisite proof of experience and Relieving letter from your last employers will be required as proof of Experience .
STEP 1:
Register yourself by completing your online application form on this site. Please note, your application will be considered for further processing only when it is completed, including the payment of application fee. This application fee is for the purpose of the VRM Program ( Virtual Relationship Manager ) or Employment with Kotak Mahindra Bank.
STEP 2:
The selection process consists of an Online Assessment Test followed by one-on-one Interaction and Final Interview by Kotak Mahindra Bank.
STEP 3:
The selected candidates shall receive a Selection Letter from NIIT and after document verification and background verification by Kotak Mahindra Bank, candidates shall be issued Provisional Letter of Intent (LOI) by Kotak Mahindra Bank. On completion of the admission formalities and payment of fee selected candidates shall be enrolled for the program.
List of KYC required :
- PAN
- Aadhar
- Kotak Mahindra Bank Offer letter
- Bank Statement (can be uploaded using any of the 3 methods – Account aggregator / Internet banking / E-statement).
- Salaried – last 6 month bank statement
- Self-Employed – Last 12 month statement
Loan Application Process:
- Min Age – 21 year
- Max Age – 60 (Salaried) & 65 (Self Employed)
- Income Criteria – No minimum income criteria
- If the learner is Major & unemployed or Minor – KYC & Bank statement of the earning family member is also required along with learner KYC.
- Applicant will select course on APP / Web Portal
- Post course selection applicant will select the loan amount & tenure as per requirement.
- Provide basic personal details & upload offer letter received from Kotak Mahindra Bank
- Enter PAN (Bureau Fetching)
- Enter Aadhar (Address Verification)
- Bank Statement (basis on employment type as mentioned above) if required.
- Application will get submit for under writing.
- Loan application e-sign using Aadhar number.
- Emandate (using Debit card / Internet Banking / Aadhar / Physical)
- Application disbursed & respective bank account will get credit within 10 mins
Please note – Application journey will be E2E digital for applicant & if all the pre-defined risk parameters are met then application will get the disburse in less than 30 Mins.
Successful completion of the Kotak Bank - SKY Banker Program implies fulfilling of the following conditions:
a) Completion of the 4 Weeks of Online training leading to the conferring of a Certificate "Kotak Bank - Sky Banker Program", by NIIT.
b) Completion of 15 days On Job Training
c) The student has to necessarily pass 4 Weeks of Online classroom Term with prescribed minimum marks of 60%.
d) Satisfactory conduct throughout the program as per the Code of Conduct prescribed by NIIT & Kotak Mahindra Bank.
In case you are unable to complete the course / unable to pass all the subjects / unable to get the required minimum 60% marks as stipulated within the 4 Weeks of training duration, the provisional offer of subsequent employment with Kotak Mahindra Bank stands withdrawn automatically without any further action by Kotak Mahindra Bank.
Program Enrolment Process
Program Mentors
Vidya Menon
Vidya has a Masters Degree in Financial Management, is a graduate in Commerce and also holds a Diploma in Business Management.
Vidya Menon
Vidya brings 17 years of BFSI industry experience having worked in Retail Banking with AU Small Finance Bank, Yes Bank, DCB Bank, and ICICI Bank. Her experience spans across Banking, Finance, Insurance, business development, investments, loans, trade finance, audit, risk, process, AML, compliance, training, and team management. Vidya has managed RMs and customer portfolios during her tenure as Branch Manager and Branch Service Delivery Manager.
She has also led several critical projects like launching of new branches, setting up currency chest operations, conducting branch audits, business development, training and quality, and delivering excellent customer service. She is proficient in operating various financial and digital systems at a bank branch.
Gayathri Anand
Rich experience in Retail Branch banking (Asset and Liabilities), Trade Finance, Corporate loans, Credit management for MSME, and mid corp.
Gayathri Anand
Gayatri Anand, BFSI trainer with an experience of 12 years in Retail Branch banking (Asset and Liabilities), Trade Finance, Corporate loans, Credit management for MSME, and mid corp.
Gayatri has been associated with IFBI for about 7 years and managed the education delivery for Pune. She has an MBA degree in HR and certification in CAIIB.
Vivek Chopra
Vivek is a graduate in Commerce and Hotel Management and a Masters in Business Administration.
Vivek Chopra
Vivek is a programme mentor at IFBI and brings 18 years of BFSI industry experience. He has worked in Retail and Commercial Banking with Kotak Mahindra Bank, ICICI Bank, and American Express.
He has managed a team of RMs and the customer portfolios during his tenure as a Cluster Manager and Commercial Banking Manager. He has conducted various training programmes for SBI, KVB, HDFC Bank, Small Finance and Payments Banks, KBL, and India Post.
Deepak Garg
Rich experience in Banking operations, software implementation and training.
Deepak Garg
Deepak is an Academic Coordinator and BFSI trainer with IFBI for over 14 years. Besides being a specialist in Banking Domain, he has undertaken academic delivery for more than 11,000 hrs. He has trained more than 5000 professionals in various Private sector and Public sector banks.
He is Post Graduate in Statistics from the Hindu College University of Delhi secured the first position in college. He completed his PGDCA from Jamia Hamdard University.
The NIIT Advantage
In case of any concern, you can drop an email at Kotak.Info@niit.com or call us at 1800 889 6263
Graduates having more than 50% in any stream, < 25 years age (at the training start date) and work experience between >0 <=2 years, who are interested to have a rewarding career in Retail Branch Banking should join this course. Note that proficiency in English, spoken and written, and local language proficiency is a pre-requisite for the programme.
Candidates shall need to appear for an Online assessment, One-on-One Interaction & Client Interview. The candidates who clear all the these shall be eligible to join the program.
It is a 4 Weeks of Online Training by NIIT.
Eligible candidates should possess good communication skills and have a good command over the English language and local language, both written and spoken and with 0 to 2 years of work experience. Age < 25 years.
Certificate in "Kotak Bank - Sky Banker Program" issued by NIIT
Kotak Mahindra Bank will issue the student with a provisional Letter of Intent that will stand confirmed once the student completes all phases of the training successfully. The student has to be abiding by all the terms & conditions mentioned in the Letter of Intent.
The total fee for the program is ₹ 84,000 + 18% GST .
The program fee includes 4 Weeks of Online Training by NIIT and a Certificate post successful completion of the Program. .
Once you are selected after clearing screening process , online assessment & one on one interaction, you will have to pay a Registration Fee of ₹ 10,000+ Taxes. The balance amount will have to be paid before the commencement of training, which can be self-financed, or you can apply for loan.
Following Documents are required during selection:
Updated Resume (CV)
Address Proof/Identity Proof/Signature Proof (PAN card, Aadhar Card, Passport / Driving License/Voter’s Id)
Birth Date Proof (Passport / Driving License / Birth Certificate, School Leaving Certificate)
Academic Certificates (X, XII, Graduation all documents)
Experience letter and Relieving letter from your last employer will be required .
Once the Program starts fee is not refundable. If you wish to leave before the program commencement, then the fee paid is refundable.
The “Virtual Relationship Manager” Program is an initiative by Kotak Mahindra Bank – NIIT Academy focusing on building talent at Kotak Mahindra Bank and aims to create next-generation Relationship Managers.
No, the programme requires you to have completed graduation.
No, this is a full time program and you are required not to be in employment while undergoing this program and at the time of joining this program, you are required to submit Experience letters and Relieving letters from your previous employers.
Virtual Relationship Manager job is to handle outbound calls for Wealth/Privy customers, manage assigned customer portfolios, and drive cross-sell of banking products (cards, liabilities, assets). Deliver end-to-end phone banking support across multiple product lines. Ensure high service quality, timely issue resolution, and a consistent customer experience, measured through NPS and service benchmarks. Maintain daily process logs, adhere to security and quality norms, and act on feedback for continuous performance improvement.
This program comes with OJT post Successful clearance of 4 Weeks of Online Virtual Training by NIIT.
Posting allocation would solely depend upon business requirements of the Kotak Mahindra Bank and vacancies available at that time.
Yes, Stipend of INR 5000 per month to be given to participants during the training.
The annual CTC is ₹ 3.50 Lakhs*+ Incentive.
