Why Choose Chola - Gold Loan Specialist Certification Program
At Cholamandalam Investment and Finance Company Limited (Chola), nurturing talent and building a culture of excellence have always been central to who we are. We strongly believe that investing in our people is the foundation for creating future leaders and driving sustainable growth. We are pleased to announce the “Chola – Gold Loan Specialist Certification Program”, a collaborative initiative between Chola and NIIT IFBI, designed to create a job-ready pool of Relationship Executives for our Branch Banking business. Under this program, Relationship Executives will play a critical role in driving business growth by sourcing new customers, building and nurturing strong client relationships, generating revenue through interest collections, and supporting branch operations. The role also emphasizes customer engagement and the execution of targeted marketing initiatives to strengthen and expand Chola's gold loan portfolio.
Kickstart your career with Chola
Established in 1978, Chola is one of India's leading Investment & Finance Companies.
Assured Job as Relationship Executive @Chola
As a Relationship Executive, you will be responsible for generating revenue by sourcing new customers, maintaining client relationships, and driving interest collections. The role focuses on business growth, customer engagement, and implementing marketing initiatives to expand Chola’s gold loan portfolio.
Earn a Certificate from NIIT IFBI
Get a Certificate from NIIT IFBI - "Gold Loan Specialist Certification Program"
Overview of Indian Financial System | Role & importance of NBFCs | Types of loans offered by NBFCs | Secured vs. unsecured loans | Lending terminology (LTV, ROI, tenure, etc.) | Gold Loan Basics Characteristics & Market opportunities | Chola Gold Loan Products & USPs | End to End Customer Journey | Chola Tools & Platforms | Process Simulation | Regulations, Service, & Compliance.
Qualification: Graduates or postgraduates from any stream from approved colleges across the country. Age: Minimum 20 years and maximum 26 years.
You would NOT be eligible for this program if: • You have been subjected to any disciplinary proceedings by your previous employer(s) at any time. • You have ever been proceeded against or convicted under any criminal statutes or in a consumer forum. • Any legal action is pending or proposed to be initiated against you.
NOTE: Shortlisting at any stage of the application or selection process is at the discretion of Chola’s criteria. Candidate qualifications and background will be verified by Chola through an external agency. All information provided must be authentic and remains subject to verification. Only upon successful confirmation of these details, a candidate will be considered for further selection process or employment.
STEP 1: Register yourself by completing your online application form on this site. Please note, your application will be considered for further processing only when it is completed. This application is for the purpose of the admission to the Chola - Gold Loan Specialist Certification Program and not for Employment with Chola.
STEP 2: The selection process consists of an online assessment test followed by one-on-one Interaction with NIIT Pannel, The selected candidates shall receive an intimation from Chola. After document verification and background verification by Chola, candidates shall be issued Provisional Offer Letter (POL). Upon completion of the admission formalities and payment of program fee, the selected candidates shall be enrolled in the program.
Successful completion of the Chola - Gold Loan Specialist CertificationProgram implies fulfilling of the following conditions:
a) Completion of 6 days of classroom training leading to the conferring of a Gold Loan Specialist CertificationProgram by NIIT IFBI. b) The student must successfully complete the 6 days classroom term with a minimum score of 60%. c) Satisfactory conduct throughout the program, as per the Code of Conduct prescribed by NIIT IFBI, and Chola. In case you are unable to complete the course, pass all the subjects, or achieve the required minimum 60% marks within the 6 days training duration, the provisional offer of subsequent employment with Chola will stand withdrawn automatically, without any further action by Chola.
Your Journey
Life @ NIIT Approved Campuses
Green Campus
Close proximity to Major Cities
Walled Campus with a Single Entry and 24-Hour Security
Walled Campus with a Single Entry and 24-Hour Security
State of The Art Accommodation and Infrastructure
Program Mentors
Bhawna Roherra
Command areas include retail banking, international banking, soft skills and Finacle software.
Bhawna Roherra
With over 25 years of experience in the Banking industry, Bhavna Rohera brings a vast amount of knowledge and experience into her training. She has worked with Indian Overseas Bank as well as HSBC Dubai UAE.
Senior trainer with NIIT IFBI, she has been a trainer in the BFSI sector for more than 8 years. She is a passionate, enthusiastic, adaptable team player who is always willing to learn and improve. Her goal is to make learning fun.
Gayathri Anand
Rich experience in Retail Branch banking (Asset and Liabilities), Trade Finance, Corporate loans, Credit management for MSME, and mid corp.
Gayathri Anand
Gayatri Anand, BFSI trainer with an experience of 12 years in Retail Branch banking (Asset and Liabilities), Trade Finance, Corporate loans, Credit management for MSME, and mid corp.
Gayatri has been associated with IFBI for about 7 years and managed the education delivery for Pune. She has an MBA degree in HR and certification in CAIIB.
Vivek Chopra
Vivek is a graduate in Commerce and Hotel Management and a Masters in Business Administration.
Vivek Chopra
Vivek is a programme mentor at IFBI and brings 18 years of BFSI industry experience. He has worked in Retail and Commercial Banking with Kotak Mahindra Bank, ICICI Bank, and American Express.
He has managed a team of RMs and the customer portfolios during his tenure as a Cluster Manager and Commercial Banking Manager. He has conducted various training programmes for SBI, KVB, HDFC Bank, Small Finance and Payments Banks, KBL, and India Post.
The selected candidates shall receive an intimation from Chola. After document and background verification by Chola, candidates shall be issued a Provisional Offer Letter (POL). Upon completion of admission formalities and payment of the program fee, the selected candidates shall be enrolled in the program.
The program fee includes 6 days Residential Training at NIIT IFBI designated campuses. The fee includes costs of training, accommodation and food on the campus. Any expenses of personal nature like laundry, etc. are not a part of the program fee.
Once you are selected after clearing screening process of an online assessment test, followed by a one-on-one interaction with the NIIT panel, you will have to pay a Registration Fee of ₹ 10,000+ Taxes. The balance amount will have to be paid before the commencement of training.
The Chola - Gold Loan Specialist Certification Program is a collaborative initiative by Chola and NIIT IFBI Academy focusing on building talent at Chola and aims to create Next-Generation Relationship Executive.
No, this is a full time program and you are required not to be in employment while undergoing this program and at the time of joining this program, you are required to submit Experience letters and Relieving letters from your previous employers.
In that case your admission shall stand “Cancelled”. The Admission Booking Fee of ₹ 10,000/- + GST shall be refunded to you. You need to send a refund request email to Cholainfo@niit.com with a copy of cancelled cheque or a copy of passbook with Bank Name, IFSC Code, Bank account no, Beneficiary Name clearly visible. Your refund shall be processed within 15 days from receipt of all documents.
Candidates will be placed as an Relationship Executive at Chola. In this role, you will play a critical part in driving business growth by sourcing new customers, building and nurturing strong client relationships, and generating revenue through interest collections. The role also emphasizes customer engagement and the execution of targeted marketing initiatives to expand Chola’s gold loan portfolio and support branch operations.
Yes, following the 6-day residential training, you will undergo 15 days of On-the-Job Training (OJT) at Chola. Successful completion of the program leads to a direct job placement.
No, stipend will not be provided. The program consists of 6 days of residential training, followed by 15 days of On-the-Job Training (OJT) at Chola's branches.
The annual CTC is ₹3.25 Lakh* + other benefits.
*Terms and conditions apply. Components of the CTC are subject to statutory deductions and company policy.